Friday, August 14, 2009

The Plans

In today's Seattle Slimes, there is a chart which lays out the various Health Care I mean Insurance Reform schemes being bandied about in The Other Washington. (Link to online version, it's pretty small...)a

(EDITED TO ADD a link to the Kaiser Family Foundation's comprehensive 44 page comparison of the four major proposals, plus eight or more others that are, or have been, floating around out there. Also, the des Moines Register has a text comparison, like the onw that follows, although snarkless....)

It lays out the House Democrats' plan, the House Republicans' plan, and the plans put forth by the Senate Health and Finance Committees, as well as the moonbeams spun by talking points spewed stop that! mooted by His Imperial Majesty during his campaign.

The only plans that do not make explicit that illegal aliens are not covered are the House Republican and President Unicorn ones. Since the GOP is aiming to keep the Federal Government out of it, it's not surprising, as it the fact that Candidate Hopey-Changey was angling for the illegal alien vote...

The House Donkeys expect to pay for their cunning plan by: Cutting "about" $500 billion in Medicare/Medicaid, raise $580 in additional taxes, and raising $200 billion in penalties on employers who do not provide coverage. Which begs the question of, what if those employers do get coverage? Individuals will also be required to carry insurance, to be enforced with a tax penalty (although there will be a "hardship waiver.") Small businesses get an exemption; which means they better pay their folks more, so they can pay for their own...

The Jackass Plan will make insurance available through a (Federal) National Health Insurance Exchange, run by the Department of Health and Human Services.

The House Republican plan does not estimate how many people it will cover, as it is intended simply to make health insurance available to all. They intend to pay for it--at unknown cost--by reducing Medicare and Medicaid fraud. There is no mandate to be insured, plus, small businesses will be offered tax credits to insure employees.

The Senate Health, Labor, and Pensions Committee says their plan will cover 36 million uninsured people in 2019, but not illegal aliens.b They expect it to cost $615 billion over ten years, but "Figuring out how to pay for it is another committee's problem." (Not word for wordc, but...)

Individuals "must have insurance; enforced with tax penalty(, with) hardship waivers." As for employers, "Fine for employers who do not offer insurance; those with 25 or fewer workers exempt." Like the House jackass plan, the Senate Health Committee plan will include a Government-run plan, a "Robust new plan to compete with private insurers"; unlike the House plan, the Senate Health committee's plan will have insurance available through state-run insurance purchasing pools, AKA "American Health Benefit Gateways."

Meanwhile, not to be outdone, the Senate Finance Committee has cooked up a scheme that they claim will cover "about" 95% of the population, excepting illegal aliens. (If they call them something else, are they covered?) This plan will cost an estimate $900 billion over ten years--and we all know how reliable government cost estimates are, don't we? it will be paid for by "Cuts to Medicare and Medicaid; taxes on very high cost insurance policies; fees on employers whose workers get public-insurance plan." It is "expected to include a requirement" for individuals to have coverage, and they are "considering penalties" on employers based on how much the government pays for workers coverage."

As for a Government plan, the Senate Financiers are "Considering nonprofit, member-owned co-ops in lieu of a government-run plan"; insurance would be available "Through state-based exchanges."

As for His Imperial Majesty's PLAN, when you are ill, you will be flown to Washington DC and petition to be allowed to touch his robed, after which you will be shaken down for a "Love Offering" of 50% of net worth.

Frankly, once again, we come down to "the lesser of all evils", which, once again, is presented by the GOP. It will cost the individual American the least in additional layouts, with the least amount of governmental intrusion into his or her private life and business.

Reading the comparison of all these schemes to separate me from my hard earned money for my own good, makes it really, really clear to me how I really, really hate any scheme that takes even more money from me for the good of others, especially when it gives me no say into how that money will be spent.

Oh, by the way, in case you hadn't heard, the Senate has eliminated any reference to eldercare that might be misconstrued as advising Grandma on how best to "pull her own plug." Really, that was an egregious bit of poor choice of words on the part of the jackasses in the House, and they should have fixed it the first time someone raised the roof. Easier, I guess, to screech back and call names...

***
a: Source of chart data: The Associated Press, The Congressional Budget Office.
b: Unknown what orifice they pulled those "36 million, 2019" figures from.
c: The text verbatim: "Another committee responsible for financing."
d: Don't tell flag@whitehouse.gov, but Tamara gave me the inspiration for this...

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